Essential Questions to Ask When Buying a House

Essential Questions to Ask When Buying a House

Buying a house is a big decision, isn’t it? It’s exciting, nerve-wracking, and sometimes downright confusing. You’re not just buying four walls and a roof; you’re choosing your future and investing a huge amount of money; that’s why asking the right questions is key. This guide will walk you through the must-ask questions, offering friendly, easy-to-follow advice to help you find your dream home.

 

Key Questions to Ask When Viewing or Buying a House

 

What is the property’s tenure?

 

This one is important. The property’s tenure determines what you’re actually buying. If it’s freehold, congratulations, you’ll own the house and the land it sits on. Leasehold? You’ll own the building but need to check how many years are left on the lease and whether there are extra charges like ground rent or service fees. Shared ownership means you’ll co-own with a housing association, so get all the details on what that entails. Get clarity on this key information now to avoid surprises later.

 

How old is the property?

 

The age of a home can tell you a lot about its character and potential quirks. Older homes might have beautiful period features but could also need more maintenance, like rewiring or roof repairs. New builds are usually more energy-efficient but might lack that lived-in charm.

 

Is the property Listed, in a Conservation Area, or subject to any Covenants?

 

If you love the idea of owning a piece of history, a Listed property could be perfect. But keep in mind that changes, even small ones, might need special permissions, especially on Grade I listed properties. Similarly, homes in Conservation Areas or with Covenants may come with rules about what you can and can’t do. The agent will have access to the title deed, which will give them information any restrictive covenants so they will be able to advise you accordingly.

 

Have any major renovations been made?

 

Renovations can add value, but only if they’ve been done properly. Poorly executed work could cause headaches down the line. Ask the agent to check that planning permission and building regulations certificates were obtained for any work, and if not, why not. In some cases, planning permission is not always required. Your estate agent will be able to advise.

 

When was the extension/refurbishment work done?

 

Timing matters here. Recent work might still be under warranty, while older refurbishments could be nearing the end of their lifespan. Knowing the timeline helps you plan for updates or repairs in the future.

 

Is the house a flood risk/has the property ever flooded?

 

Flooding can wreak havoc, so don’t skip this question. Even if the property hasn’t flooded before, check flood risk maps and ask about preventative measures like flood defences or drainage systems. It’s worth making sure you can get affordable insurance too.

 

What are the parking arrangements?

 

Parking might not seem like a dealbreaker, but it can seriously impact your day-to-day life. Does the house come with a driveway, garage, or allocated parking? If it’s street parking, check for permit requirements and availability. In flats or shared spaces, confirm rules and fees to avoid surprises.

 

Which way does the property face?

 

A home’s orientation can affect everything from natural light to heating costs. South-facing homes tend to be brighter and cosier, while north-facing ones might feel cooler and darker. Visit at different times of the day to see how sunlight filters through the space.

 

Where’s the boiler, and what type of boiler is it? Has it been regularly serviced?

 

Boilers aren’t glamorous, but they’re essential. Check its location, if it’s in a cupboard, is there enough space to service it? Ask about the type of boiler (combi or conventional) and ask about it’s servicing record to make sure it’s been maintained regularly. It could save you a fortune in repair bills.

 

How old is the boiler, and is it under warranty?

 

Boilers can be pricey to replace, so knowing its age and warranty status is crucial. A newer boiler with a warranty is a bonus, while an older one might mean budgeting for a replacement if it hasn’t been maintained through servicing.

 

What is the energy performance of the property?

 

Energy efficiency impacts your bills and carbon footprint. Ask for the Energy Performance Certificate (EPC) and look for features like double glazing, insulation, or solar panels. High EPC ratings mean lower running costs, always a win. If the EPC score is low don’t let this put you off as there are easily quick fixes you can make such as replacing lightbulbs to improve the energy efficiency of the home.

 

Does the property have fibre internet access?

 

Fast internet isn’t just a luxury these days, it’s a necessity. Especially if you work from home or love streaming your favourite shows. Check if the area has fibre broadband and if not, explore alternatives like 4G or satellite.

 

What fixtures and fittings are included?

 

No one likes nasty surprises, like finding the seller’s taken all the light fittings. Clarify what’s included in the sale, things like kitchen appliances, curtains, or garden sheds, and if you put an offer forward make sure you list the items you want included.

 

What is the local area like?

 

The house might be perfect, but what about the area? Take a walk around, check out local shops, parks, and pubs. Speak to the neighbours to get a feel for the community. Safety and amenities matter just as much as the property itself.

 

What are the local schools like?

 

If you’ve got kids or plan to, good schools are a must. Look up Ofsted ratings and visit nearby schools to see if they’re a good fit. Even if you don’t have kids, being near excellent schools can boost property value.

 

Does the area have good transport links?

 

Commuting can be a slog, so make sure the area has reliable transport options. Check for nearby train stations, bus routes, or major roads. Good transport links not only make life easier but can also add to the property’s resale value.

 

Are there any developments planned close by?

 

New developments can be a double-edged sword. They might bring better amenities but could also mean years of construction noise or loss of privacy. Search the local council for planning applications portal to see what’s on the horizon.

 

How long has the property been on the market?

 

If it’s been sitting unsold for months, there might be a reason. It could be overpriced, or there might be hidden issues. Ask the estate agent for feedback and use this to negotiate a better deal if necessary.

 

Why is the owner selling?

 

This can reveal a lot. Are they downsizing, or upsizing? Relocating for work or a change of lifestyle? Knowing their motivation can give you an edge when making an offer.

 

Tips for Viewing a Home

 

View the property more than once, at different times of the day

 

Seeing a home at different times allows you to spot things you might miss in a single viewing. Morning sunlight, evening traffic noise, or how the property feels in bad weather can give you a clearer picture.

 

Keep your eyes peeled for damp or fresh paint

 

Damp patches, bubbling paint, or a musty smell could be signs of bigger issues. Fresh paint might be covering up problems. Don’t be afraid to ask the agent for more details.

 

Check the outside of the property

 

Look for cracks in the walls, missing roof tiles, or signs of blocked gutters. The exterior can tell you a lot about the care the property has received over the years. Ask the agent if there has ever been any issues the seller is aware of. If there has been, what repair work has been completed?

 

Turn on taps and flush toilets

 

It might feel awkward, but it’s important. Checking water pressure, drainage, and hot water availability can save you from unpleasant surprises later.

 

Test doors and windows

 

Make sure all doors and windows open and close properly. Check for draughts, damaged seals, or signs of condensation.

 

Avoiding Common Oversights When Viewing a Property

 

  • Don’t rush the process. Take your time during viewings to properly inspect the property.
  • Bring a checklist to ensure you cover everything you want to check. When you book a viewing with Eastaway Property, we’ll send you a viewing checklist to use at your appointment.
  • Ask questions, even if they seem minor. You need to know exactly what you are buying to make an informed decision about whether to proceed, and it’s better to be safe than sorry!
  • Consider bringing a trusted friend or family member for a second opinion.

Frequently Asked Questions

 

What should you never reveal to an estate agent?

 

There isn’t anything you shouldn’t reveal to the estate agent. Their job is to sell the property on behalf of the seller but they also work with buyers to help them find them their dream home. If you can’t be honest with the agent, they can’t do their job properly.

 

How many times is it advisable to view a house before buying?

 

At least twice. Seeing the property at different times of the day helps you spot things you might miss on the first visit.

 

Are there specific red flags to watch out for during a house viewing?

 

Yes. Look for damp patches, uneven floors, strange smells, or cracks in the walls. These could signal structural problems or poor maintenance.

 

How can I determine if an area is suitable for my needs and lifestyle?

 

Visit the area multiple times. Check amenities, transport links, and noise levels. Chat with locals to get their perspective on what it’s like to live there.

Final Word

Buying a house is a journey, and asking the right questions makes all the difference. By digging into the details, you’ll be in a better position to make a confident and informed decision. Build rapport with the estate agent so they know your search requirements and can match you with suitable properties. Happy house hunting!

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